Welcome to Monument Occupational Medicine

Archives

workers comp

SelectNet Provider

Being A SelectNet Provider In Monument

Employers or the insurance company, in the state of Colorado, has the right to choose the physician treating work-related injuries, per the workers’ compensation law, who then becomes the designated medical provider. However, the following conditions apply:

  • Employees must be offered a list of four medical providers, corporate medical providers, or both, which they can choose from. Also, one of these selected four must be located at a distance from other provided physicians, with no common ownership.
  • When an employer is informed of an injury, they must provide injured employees with a written letter of notification listing designated providers.

In the case where no physician is designated properly, the injured employee has the right to choose a treating physician of their own choice.

Employers must choose dedicated physicians who would provide the best quality of medical care possible for an injured employee. Medical care which is proper and with quality is vital to maintain costs and reduce the effects of an employee’s injury. Furthermore, additional medical expenses can be saved by choosing preferred provider networks already established by an insurance company. Please contact your insurance company to inquire about such provider networks.

Monument Occupational Medicine for Your SelectNet Provider

Employers seeking a SelectNet provider in the Monument or Colorado Springs area should consider Monument Occupational Medicine for their choice. Monument Occupational Medicine is home to an experienced workers’ compensation medical team. The incredible physicians at Monument are experts in treating work injuries and provide the highest-quality treatment possible.

Successful Reduced Recovery Time

Each physician shares an understanding of the importance of a successful recovery. They provide a thorough service, safeguarding injured employees; designed to reduce recovery time, allowing them to quickly return to the workforce. This ensures impact of long-term injuries are alleviated for both the employer and employee.

Personalized Health Management

Monument Occupational Medicine provides personalized health management for every aspect of their workers’ compensation service. The medical team guides an injured employee through the entire process of recovery, providing them to access to experienced Level ll-certified physicians. The medical team at Monument has experience in all aspects of treating and overseeing work related injuries.

It is recommended to choose SelectNet medical providers prior to an injury. Also, be sure that all employees are informed of the designated providers whom you chose in writing.

The professionals at Monument Occupational Medicine are here to assist you and your employee every step of the way.

Article by Talk Out Loud

workers comp buyout

Buying Out Worker’s Comp Awards

When settling a workers’ compensation case, the judge might issue either a Findings and Award or Stipulations with Request for Award to the defendant, the workers’ compensation insurance carrier. When this occurs, the carrier may offer the plaintiff a lump sum settlement to “buy out” and completely close out the compensation claim. This is not done out of the goodness of the insurer’s heart. Instead, a workers’ compensation insurer might do this because the plaintiff’s claim is costing their company too much money and it reduces their liabilities owed on the company’s financial statement.

Pros and Cons of a Workers’ Compensation Buy Out

Accepting a buyout for a compensation claim is not always beneficial for the plaintiff. Often, the injured party is offered a lump sum of cash. Sometimes he or she is given a hybrid lump sum with the remainder dispersed over several years through an annuity. Once a claim has been settled for a lump sum, the insurer will no longer cover medical treatment through the workers’ compensation system. For some patients, this is a positive because it allows them to seek treatment from a doctor of their choice.

Article by AllRevedUp Internet Solutions powered by WSI.

Monument Occupational Medicine

The Jones Act was created to help protect those who work at sea. Before the creation of the Jones Act, workers had a tough time receiving compensation for accidents or injuries that occurred while at sea. Specifically, this act would cover a sea worker in an event where another worker was responsible for creating conditions that caused someone to be injured. The Jones Act was created to cover workers known as “seamen,” a term that can fit a wide variety of sea working positions.

An added benefit of the Jones Act is that it allows for employees to make a negligence claim against the employer. If it can be proven that unsafe risks were taken, either by a co-worker or employer, the chance of winning a negligence claim is improved. In situations where the boat itself was responsible for the damage, the person in charge of the operation is at fault.

The Jones Act has greatly improved how sea workers are able to seek compensation for injuries suffered at sea. After it has been determined who is at fault, the injured party can begin to seek economic and non-economic damages.

Article by AllRevedUp Internet Solutions powered by WSI.

 

 

Tetanus

Tetanus Vaccine

Staying Safe

Tetanus is an infection well known for the muscle spasms it causes. They usually start in the jaw and then move on to the rest of the body. The intensity of this disease can vary greatly and it can get to a dangerous point where it can even cause bone ruptures and take months to heal. It is caused by bacteria called Clostridium tetani and people usually get infected through wounds in the skin coming in contact with some contaminated object. Even though one person cannot transmit the infection to another, it is more commonly found in your surroundings than you expect.

Prevention

The most common form of prevention of Tetanus is getting immunized with the Tetanus Vaccine. This can be especially useful for those living in areas with humid and hot climates. This disease has slowly been explored and controlled, however, it still amounts to thousands of deaths each year and you shouldn’t treat it as a minor issue.

Tetanus Vaccine

There are four types of vaccines against Tetanus and they are combined with vaccines for other kinds of diseases, so the best option for you might depend on what health risks you are exposed to or your medical history. This vaccine is recommended for people of all ages in order to help them build up the antibodies necessary to fight the bacteria in case you come in contact with it.

Medical Professionals

For those in the medical or health care field, this vaccine is extremely important because they will likely be in contact with objects carrying the bacteria at some point and they should be able to stay healthy and in good shape in order to keep providing care to those who need it.

Getting the Vaccine

It is very likely that, as a child, you got vaccinated against tetanus, probably before you were 7 years old, so you might want to check in with your doctor or parents to see whether this happened or not and whether you need to get vaccinated once more as an adult. It is always better to be safe than sorry so don’t be afraid to ask or consult a health professional in case you need some answers.

Vaccination

If you or your staff, due to the nature of their work, need to get vaccinated against tetanus in order to keep up with your company’s preventive measures, call a medical professional or a recognized company that can provide this service in a safe manner.

Article by Talk Out Loud

workers compensation

On March 1, 2017, Iowa lawmakers introduced two bills, House Study Bill 169 and Senate Study Bill 1170. These bills are aimed at overhauling the state’s workers’ compensation system in a move to reduce costs to employers. In the past, Iowa’s workers’ compensation system was considered one of the best in the country, having low premiums for employers and good benefits for injured workers. However, with these new bills that favor employers, workers’ compensation benefits are now in danger of being scaled back.

What This Means for Workers

In seeking to reduce workers’ compensation premiums for employers, there are no benefits offered to workers in either of the bills. Most at risk are workers who perform manual labor because their options to returning to work or another job after being injured are limited.

The rights of injured workers stand to be reduced if these bills are passed by:

  • Ending workers’ compensation benefits when an injured worker reaches 67 years old
  • Reducing late fees for employers who do not pay benefits on time
  • Allowing employers to deny benefits when an injured worker has tested positive for alcohol or drugs, regardless if they were a factor for causing the injury
  • Limiting the amount of legal fees a workers’ compensation attorney can receive
  • Targeting high cost injuries, including shoulder injuries

What This Means for Taxpayers

If workers’ compensation benefits are scaled back to injured employees, the unmet costs are anticipated to shift from employers to Iowa taxpayers. This would be in the way of adding burden to already struggling Medicare, Medicaid and Social Security systems.

HB 169 and SB 1170 if passed will likely hurt injured workers and taxpayers in Iowa.

Article by AllRevedUp Internet Solutions powered by WSI.

Medical Review

Medical legal cases often require medical review and unbiased opinions from a doctor who is not associated with an insurer, injured party or negligent party. A second opinion can weed out fraudulent claims, spot treatment errors and helps ensures that an injured party receives the care that they need to recover from his or her injury as quickly as possible.

Prevents Cutting Corners in Patient Care

Insurance companies are not in the business to lose money. Their goal is to make money for their shareholders. When managing the care of claimants in workers’ compensation or other personal injury cases, there always exists the possibility that corners could be cut in patient care. Insurance doctors may avoid recommending expensive diagnostic tests or treatments that patients need. This could be to keep expenses down for the insurer or ensure that they will continue to receive referrals from the insurer.

This practice hurts not only the injured party, but also the employer or negligent party. Improper or unneeded treatment can prolong the time out of work and extend the length of time that the injured party is under medical care. With workers’ compensation cases, the employer is also entitled to request an independent medical examination (IME) if he or she has concerns regarding extensive medical treatment, including surgery or other long-term treatment.

When a Second Opinion is Needed

A medical review and unbiased opinion from a second physician is advisable and/or required in legal cases that involve claims for:

  • Workers’ compensation
  • Insurance claims for accidental injuries (e.g. motor vehicle, slip and fall, falling objects)
  • Medical malpractice
  • Medical negligence
  • Wrongful death

Article by AllRevedUp Internet Solutions powered by WSI.

Dr. Anjmun Sharma

A Medical Review Officer is a fully licensed physician who works in the laboratory to ensure that data and results collected by the drug screen are examined and addressed. They play an imperative role in the drug screening process for both the employee and the employer. Some of the roles are described below.

He or she helps to interpret and review the laboratory results. This consequently protects the employers from making decisions regarding the employee’s claims that his or her drug test results were caused by medical treatment or medication. It also keeps the employer from dealing with complicated matters related to the disclosure or the release of private medical information pertaining the employee.

The Medical Review Officer reviews the results from the lab to ensure that the correct test was undertaken and the right procedures followed. If a drug test is positive, it is his or her responsibility to contact the employee to explain the validity of the outcome. Results are reported to the employer in cases where the employee fails to provide feedback. Additional information concerning the laboratory and federal agency is also shared with the employer.

Article by AllRevedUp Internet Solutions powered by WSI.

Identify Injury

Lacerations are continually ranked as one of the most common workplace injuries, approximately 30 percent of all accidents involve lacerations or cuts.

Although injuries can happen anywhere, cuts and lacerations are frequently the result of workplace accidents. Typical causes of these injuries in the workplace include lack of established safety procedures, improper training, poor lighting, employees rushing or taking shortcuts, and missing or improper use of safety equipment.

 

A bleeding wound is generally one of four varieties: abrasions, cuts, avulsions, and lacerations. Abrasions are minor wounds that are caused by friction often missing skin and minimal bleeding. Avulsions are generally more serious where the tissue is torn and separated from the body. Cuts are often caused by sharp objects with separation of the tissue/skin. Lacerations are also caused by sharp objects leaving the skin torn in a jagged nature and are often mistaken for cuts. Cuts and lacerations are the most common types of injury that occur in the workplace.

 

It is important to be able to identify a laceration versus a cut. If an injury occurs in the workplace, it is critical to know when to properly seek medical attention in case stitches or surgery is required. Where cuts tend to be superficial, affecting only the surface of the skin, lacerations are significantly deeper, often damaging nerves, ligaments, muscles, tendons and sometimes bones.  

 

As an employer, being able to identify how an employee has sustained an injury is important to immediately treat the wound. General first-aid procedures prescribe to seek medical help immediately if the bleeding does not stop after 10-15-minutes. Many industries mandate companies provide first-aid classes, but if this is not the norm for your company then consider one in order to empower your employees and increase workplace safety. The application and necessity of first-aid demonstrate the importance to understanding how to identify a cut or laceration and how to treat the injury.

 

Should an employee require further medical assistance an excellent alternative to urgent care centers and emergency rooms are walk-in clinics. Most walk-in clinics are staffed by physician assistants or nurse practitioners. These clinics are typically set up inside or adjacent to a large retailer or pharmacy for maximum patient convenience. Longer hours are offered and most are open every day of the week to accommodate patients when their private doctor’s office is closed or when they cannot wait for the next available appointment. Clinical services are also less expensive than a visit to an urgent care center or emergency room and take most private insurances to include Medicare, and Medicaid. Transparency in pricing is one way in which retail clinics reflect growing trends in health care. Many people are buying insurance with higher deductibles as they are looking for those alternatives to hospital or physician’s office visits that are going to be more cost-effective and convenient.

 

Our clinic provides Monument, and the Northern Colorado Springs area, with physician services without having an appointment. You will be able to skip the wait at our clinic and receive the best possible medical care at your convenience. We are able to meet the health and wellness needs for individuals of all ages. Walk-in clinics offer a variety of other services and treatments such as non-life-threatening common ill­nesses, bronchitis, tetanus, pinkeye and styes, sinus infections, vaccinations for flu, physical exams, and other minor injuries.

 

Article by Talk Out Loud

Workers' Compensation

Fraudulent workers’ compensation claims occur when a worker has falsified an injury. Most often, these false claims are done strictly to get compensation from an employer. An employee can also work somewhere else while already drawing workers’ compensation from another business.

Keeping in constant contact with the injured party is highly recommended throughout the duration of their claim. In addition, learning what behaviors are consistent with false workers’ compensation can save a business large sums of money.
There are methods that can help spot a fraudulent claim. A lack of witnesses is a potential sign that workers’ compensation fraud is occurring. Another behavior that could entail potential fraud is if the injured party keeps changing their story or gives differing details. After a workplace injury has occurred, medical treatment will likely follow. However, if the injured party shows any reluctance or refuses treatment, this is a telltale sign of workers’ compensation fraud.

Fraudulent workplace injury claims are estimated to cost businesses about $5 billion each year. It’s important to learn what signs of a false workplace claim are to avoid being a business paying out part of that yearly $5 billion.

Article by AllRevedUp Internet Solutions powered by WSI.

Book your appointment

Book now and get a free consultation

Call Us 719.445.9852