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Sports Physical For Kids

Why sports physicals are important for athletes and what you can expect your physician to cover during the $30 exam at Monument Occupational Medicine.

 

A sports physical, also known as a pre-participation physical, is very similar to an annual wellness physical exam. Sports physicals are intended to determine if the athlete is healthy enough to participate in sports and to help minimize the risk of sports-related injuries by identifying any existing issues or conditions. Ensuring so will help prevent negative impact on performance and promote overall welfare. Athletes are seeking medical clearance so they can train and compete safely.

It’s best to schedule an appointment before a new season begins even if a sports physical isn’t required in your state or school. Doctors highly recommend getting receiving one, and it can be done by your family doctor or pediatrician.

The extent of the exam varies among doctors, but the goals of are typically the same. These goals can of the following: Determine that the athlete is in general good health, assess the athlete’s present fitness level, detect conditions that predispose the athlete to new injuries, evaluate any existing injuries of the athlete and provide rehabilitation if needed, assess the size and developmental maturation of the athlete, detect congenital anomalies that increase the athlete’s risk of injury, and detect poor pre-participation conditioning that may put the athlete at increased risk. The exam consists of a comprehensive review of the athlete’s medical history followed by the physical examination. You can expect the doctor to provide a form stating the athlete is cleared to participate in sports if abnormalities were not found during the exam. These types of physicals can provide peace of mind for parents, coaches and the child that wants to play sports.

A visit to the doctor’s office will allow you, and the athlete, to keep their focus on the field. To prepare for your upcoming season in Monument Colorado Springs area, make an appointment for a $30 children’s sports physical at Monument Occupational Medicine.

 

Article by Talk Out Loud

 

SelectNet Provider

Being A SelectNet Provider In Monument

 

Employers or the insurance company, in the state of Colorado, has the right to choose the physician treating work-related injuries, per the workers’ compensation law, who then becomes the designated medical provider. However, the following conditions apply:

  • Employees must be offered a list of four medical providers, corporate medical providers, or both, which they can choose from. Also, one of these selected four must be located at a distance from other provided physicians, with no common ownership.
  • When an employer is informed of an injury, they must provide injured employees with a written letter of notification listing designated providers.

In the case where no physician is designated properly, the injured employee has the right to choose a treating physician of their own choice.

Employers must choose dedicated physicians who would provide the best quality of medical care possible for an injured employee. Medical care which is proper and with quality is vital to maintain costs and reduce the effects of an employee’s injury. Furthermore, additional medical expenses can be saved by choosing preferred provider networks already established by an insurance company. Please contact your insurance company to inquire about such provider networks.

Monument Occupational Medicine for Your SelectNet Provider

Employers seeking a SelectNet provider in the Monument or Colorado Springs area should consider Monument Occupational Medicine for their choice. Monument Occupational Medicine is home to an experienced workers’ compensation medical team. The incredible physicians at Monument are experts in treating work injuries and provide the highest-quality treatment possible.

Successful Reduced Recovery Time

Each physician shares an understanding of the importance of a successful recovery. They provide a thorough service, safeguarding injured employees; designed to reduce recovery time, allowing them to quickly return to the workforce. This ensures impact of long-term injuries are alleviated for both the employer and employee.

Personalized Health Management

Monument Occupational Medicine provides personalized health management for every aspect of their workers’ compensation service. The medical team guides an injured employee through the entire process of recovery, providing them to access to experienced Level ll-certified physicians. The medical team at Monument has experience in all aspects of treating and overseeing work related injuries.

It is recommended to choose SelectNet medical providers prior to an injury. Also, be sure that all employees are informed of the designated providers whom you chose in writing.

The professionals at Monument Occupational Medicine are here to assist you and your employee every step of the way.

 

Article by Talk Out Loud

workers comp buyout

When settling a workers’ compensation case, the judge might issue either a Findings and Award or Stipulations with Request for Award to the defendant, the workers’ compensation insurance carrier. When this occurs, the carrier may offer the plaintiff a lump sum settlement to “buy out” and completely close out the compensation claim. This is not done out of the goodness of the insurer’s heart. Instead, a workers’ compensation insurer might do this because the plaintiff’s claim is costing their company too much money and it reduces their liabilities owed on the company’s financial statement.

Pros and Cons of a Workers’ Compensation Buy Out

Accepting a buyout for a compensation claim is not always beneficial for the plaintiff. Often, the injured party is offered a lump sum of cash. Sometimes he or she is given a hybrid lump sum with the remainder dispersed over several years through an annuity. Once a claim has been settled for a lump sum, the insurer will no longer cover medical treatment through the workers’ compensation system. For some patients, this is a positive because it allows them to seek treatment from a doctor of their choice.

Article by AllRevedUp Internet Solutions powered by WSI.

fertility treatment

New York is now one of just 15 states where it is mandated that insurance companies cover infertility costs. On April 19, 2017, Governor Andrew M. Cuomo announced an expansion under the state’s Insurance Law concerning coverage for fertility treatments. In his announcement, Cuomo stated:

All women who wish to have a child are entitled to insurance coverage for fertility treatment regardless of their sexual orientation or marital status, just as all women have the right to reproductive choice and to decide if and when to start a family, and New York will always stand up to protect and preserve those rights.

Previously, insurers were only required to provide coverage for women who were attempting to conceive naturally under how society has defined infertility in the past. The new guidelines introduced by Cuomo will provide a clearer and more up-to-date understanding on providing infertility treatment to all individuals.

Health insurers are now required to provide coverage to all women for fertility treatment regardless of their marital status, sexual orientation or gender identity.

Article by AllRevedUp Internet Solutions powered by WSI.

Medical Review Officer

In personal injury, workers’ compensation and medical malpractice cases, the need for an impartial opinion is crucial to both the injured party and the insurer. This is where medical reviewers are needed to provide their unbiased opinions regarding the medical care that is being given or has been given to the patient.

Benefits of an Unbiased Opinion

An unbiased opinion can benefit not only the insurer but also the injured party. A second set of eyes can make sure that appropriate care is being provided to the patient to avoid prolonging an injury that could, in turn, result in increased costs to both the insurer and their client in the form of higher premiums. But most importantly, a medical review helps weed out fraudulent claims and eliminates over-utilization. An independent medical reviewer’s unbiased opinion assists in determining what a fair claims settlement should be for all parties involved on both sides of a personal injury, workers’ compensation or medical malpractice case.

Article by AllRevedUp Internet Solutions powered by WSI.

Monument Occupational Medicine

The Jones Act was created to help protect those who work at sea. Before the creation of the Jones Act, workers had a tough time receiving compensation for accidents or injuries that occurred while at sea. Specifically, this act would cover a sea worker in an event where another worker was responsible for creating conditions that caused someone to be injured. The Jones Act was created to cover workers known as “seamen,” a term that can fit a wide variety of sea working positions.

An added benefit of the Jones Act is that it allows for employees to make a negligence claim against the employer. If it can be proven that unsafe risks were taken, either by a co-worker or employer, the chance of winning a negligence claim is improved. In situations where the boat itself was responsible for the damage, the person in charge of the operation is at fault.

The Jones Act has greatly improved how sea workers are able to seek compensation for injuries suffered at sea. After it has been determined who is at fault, the injured party can begin to seek economic and non-economic damages.

Article by AllRevedUp Internet Solutions powered by WSI.

 

 

Tetanus

Tetanus Vaccine

Staying Safe

Tetanus is an infection well known for the muscle spasms it causes. They usually start in the jaw and then move on to the rest of the body. The intensity of this disease can vary greatly and it can get to a dangerous point where it can even cause bone ruptures and take months to heal. It is caused by bacteria called Clostridium tetani and people usually get infected through wounds in the skin coming in contact with some contaminated object. Even though one person cannot transmit the infection to another, it is more commonly found in your surroundings than you expect.

Prevention

The most common form of prevention of Tetanus is getting immunized with the Tetanus Vaccine. This can be especially useful for those living in areas with humid and hot climates. This disease has slowly been explored and controlled, however, it still amounts to thousands of deaths each year and you shouldn’t treat it as a minor issue.

Tetanus Vaccine

There are four types of vaccines against Tetanus and they are combined with vaccines for other kinds of diseases, so the best option for you might depend on what health risks you are exposed to or your medical history. This vaccine is recommended for people of all ages in order to help them build up the antibodies necessary to fight the bacteria in case you come in contact with it.

Medical Professionals

For those in the medical or health care field, this vaccine is extremely important because they will likely be in contact with objects carrying the bacteria at some point and they should be able to stay healthy and in good shape in order to keep providing care to those who need it.

Getting the Vaccine

It is very likely that, as a child, you got vaccinated against tetanus, probably before you were 7 years old, so you might want to check in with your doctor or parents to see whether this happened or not and whether you need to get vaccinated once more as an adult. It is always better to be safe than sorry so don’t be afraid to ask or consult a health professional in case you need some answers.

Vaccination

If you or your staff, due to the nature of their work, need to get vaccinated against tetanus in order to keep up with your company’s preventive measures, call a professional or a recognized company that can provide this service in a safe manner.

 

Article by Talk Out Loud

workers compensation

On March 1, 2017, Iowa lawmakers introduced two bills, House Study Bill 169 and Senate Study Bill 1170. These bills are aimed at overhauling the state’s workers’ compensation system in a move to reduce costs to employers. In the past, Iowa’s workers’ compensation system was considered one of the best in the country, having low premiums for employers and good benefits for injured workers. However, with these new bills that favor employers, workers’ compensation benefits are now in danger of being scaled back.

What This Means for Workers

In seeking to reduce workers’ compensation premiums for employers, there are no benefits offered to workers in either of the bills. Most at risk are workers who perform manual labor because their options to returning to work or another job after being injured are limited.

The rights of injured workers stand to be reduced if these bills are passed by:

  • Ending workers’ compensation benefits when an injured worker reaches 67 years old
  • Reducing late fees for employers who do not pay benefits on time
  • Allowing employers to deny benefits when an injured worker has tested positive for alcohol or drugs, regardless if they were a factor for causing the injury
  • Limiting the amount of legal fees a workers’ compensation attorney can receive
  • Targeting high cost injuries, including shoulder injuries

What This Means for Taxpayers

If workers’ compensation benefits are scaled back to injured employees, the unmet costs are anticipated to shift from employers to Iowa taxpayers. This would be in the way of adding burden to already struggling Medicare, Medicaid and Social Security systems.

HB 169 and SB 1170 if passed will likely hurt injured workers and taxpayers in Iowa.

Article by AllRevedUp Internet Solutions powered by WSI.

HAZMAT

Ensuring Safe Work Conditions

There are a lot of jobs that involve working with hazardous materials that you might not even have in mind. Sure, there are the obvious ones such as factory workers and chemists, but all around the country, there are thousands of people who might be exposing themselves to dangerous materials without even knowing about it. This is something that both workers and employers should be worried about because, as a worker, you should be concerned about your personal health, but as an employer, you should always be on the lookout for safer work conditions for your work force.

If you even suspect that the job your workers carry out might be putting them in contact with any kind of hazardous material, you shouldn’t be wasting any more time. Make sure you take precautionary measures right now in order to avoid complications later on that might lead to someone getting hurt.

HAZMAT Exams

HAZMAT Exams or Hazardous Material Exams are tests carried out by professionals that can help you determine whether the processes you or your workers carry out expose them to any kind of dangerous or toxic material that might put their health or well-being at risk. These exams will help you explore the processes carried out in your company in order to determine whether there are any moments when your people are getting exposed so that you can take corrective measures and make sure everyone stays safe at all times.

Getting a Professional Exam

Even though you can carry out a preliminary test to determine whether you’ve been missing something, considering the importance and sensitivity that toxic substances involve, you should always hire a professional to carry out the assessment in order to make sure everything is covered. If you are not sure about who you should be hiring, ask for references or do a little research before calling the first person that pops up in your online search.

Hazardous Materials in Medicine

One of the professions where workers are constantly in danger of coming into contact with dangerous materials is the health care profession. As health care professionals, they are in constant contact with people who carry all kinds of sickness and diseases and, as such, doctors, nurses and anyone in this profession should always be protected in order to be able to keep doing their job.

Make sure you are keeping your staff safe and get a HAZMAT Exam to help you correct any deficiencies and keep up the good preventive measures.

 

Article by Talk Out Loud

Medical Review

Medical legal cases often require medical review and unbiased opinions from a doctor who is not associated with an insurer, injured party or negligent party. A second opinion can weed out fraudulent claims, spot treatment errors and helps ensures that an injured party receives the care that they need to recover from his or her injury as quickly as possible.

Prevents Cutting Corners in Patient Care

Insurance companies are not in the business to lose money. Their goal is to make money for their shareholders. When managing the care of claimants in workers’ compensation or other personal injury cases, there always exists the possibility that corners could be cut in patient care. Insurance doctors may avoid recommending expensive diagnostic tests or treatments that patients need. This could be to keep expenses down for the insurer or ensure that they will continue to receive referrals from the insurer.

This practice hurts not only the injured party, but also the employer or negligent party. Improper or unneeded treatment can prolong the time out of work and extend the length of time that the injured party is under medical care. With workers’ compensation cases, the employer is also entitled to request an independent medical examination (IME) if he or she has concerns regarding extensive medical treatment, including surgery or other long-term treatment.

When a Second Opinion is Needed

A medical review and unbiased opinion from a second physician is advisable and/or required in legal cases that involve claims for:

  • Workers’ compensation
  • Insurance claims for accidental injuries (e.g. motor vehicle, slip and fall, falling objects)
  • Medical malpractice
  • Medical negligence
  • Wrongful death

Article by AllRevedUp Internet Solutions powered by WSI.

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